Tips for Parents Buying Homes for Children on Staten Island

I am going to describes tips for parent’s thinking about buying a home for their children, on Staten Island. It could be considered a good time for parents to give their children a home or even an investment property. Before you purchase a home for your child, you need too know how to manage the [...]

Tips for Negotiating a Mortgage Deal on Staten Island

Negotiating and getting a mortgage loan on Staten Island is an art all in itself. It is common knowledge that getting a mortgage loan these days can be a aggravating experience. You should learn as much as you can about the process to ease the strain mentally. The more you understand the better prepared for [...]

Can I take out a home loan for land?

“I have been searching online to see if I can take out a home loan just for land? By home loan I mean a loan for a home and not a personal property loan like on a trailer court. Am I qualified for a home loan? I want to keep the loan as cheap as [...]

2009 First-Time Home Buyer Tax Credit

Bringing the Dream of Homeownership Within Reach

As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed legislation that grants a tax credit of up to $8,000 to first-time home buyers. has provided more information about how the 2009 First-Time Home Buyer Tax Credit [...]

Pre-Qualified Vs. Pre-Approved

Pre-Qualified Vs. Pre-Approved

Get Approved

Many people are confused with being pre-qualified and being pre-approved but luckily for you it’s very simple. It’s a matter of just understanding the basic requirement from a lender.

If you’re pre-qualified it means that you Potentially could get a loan for the amount stated to you, [...]

Real Estate Loans


Real Estate Loans should come first when Buying a Home

Real Estate Loans

When preparing to buy a home, You really need to determine how much money you have available for down payment and closing costs because that will affect almost every aspect of buying a home, including qualifying for a real estate loan. Lack [...]

10 Ways to Prepare for Homeownership

Home Ownership

10 Ways to Prepare for Homeownership

1. Decide what you can afford. When starting your journey into the world of homeownership, you first have to figure out in what you can afford. You need to see what your monthly limit is for a possible real estate loan you are going to take out.

2. Develop [...]