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Salvation Army The Greater New York Division

From the About Us Page of the Salvation Army:

The Salvation Army is an international, faith-based charitable organization with a simple mission: to help those in need without discrimination.

Headquartered in London—from a building at the foot of the Millennium Bridge—The Salvation Army serves in 115 countries and has an extensive presence in the United States. Adhering [...]

Remember Others: Toys for Tots

From the About Us Page of U.S. Marine Corps Reserve Toys for Tots Program

MISSION:
The mission of the U. S. Marine Corps Reserve Toys for Tots Program is to collect new, unwrapped toys during October, November and December each year, and distribute those toys as Christmas gifts to needy children in the community in which [...]

Tips for Parents Buying Homes for Children on Staten Island

I am going to describes tips for parent’s thinking about buying a home for their children, on Staten Island. It could be considered a good time for parents to give their children a home or even an investment property. Before you purchase a home for your child, you need too know how to manage the [...]

Tax Credit Extension

Great news for the industry as the tax credit extension was signed by President Obama.  The current $8,000 tax credit for first time home buyers has been extended with an additional credit for existing home owners as well.  Buyers who have owned their current homes for at least 5 years are [...]

Rent Loss Insurance

Rent Loss Insurance offers coverage for loss in rental income or rental value due to property damage by external hazard

which therefore makes it unsuitable for habitation. The policy is often available as a part of hazard insurance on your investment/rental property.

Most of the mortgage companies require you to purchase this policy when you buy your [...]

What are PITI Reserves?

Mortgage payments are made up of four components these include the following Principal, Interest, Taxes and Insurance. Some lenders require 2-3 months PITI reserves in order for your loan to be qualified. PITI reserves are several month cash reserves required by lender that borrowers must have at hand when closing on a mortgage loan. PITI [...]

What Do You Look For In A Real Estate Agent?

When it comes to real estate agents one must choose wisely. There are many qualities that are desired in a real estate agent. The agent need to be knowledgeable in their market. They need to understand the real estate process, well alot better then you do at least. They need to make you feel comfortable [...]

Tips for Negotiating a Mortgage Deal on Staten Island

Negotiating and getting a mortgage loan on Staten Island is an art all in itself. It is common knowledge that getting a mortgage loan these days can be a aggravating experience. You should learn as much as you can about the process to ease the strain mentally. The more you understand the better prepared for [...]

Construction Defects May Have Risen During Boom

The article I am linking to explains that construction defects increased during the late 1990’s and early 2000’s. It goes into detail, on the reason being that the shortages of both skilled workers and quality material during the housing boom contributed to a surge in construction defects.

Construction Defects May Have Risen During Boom

Though on [...]

Being A Staten Island Real Estate Agent

It’s no secret that real estate is a great career to be in because it’s fast-paced and rewarding. The field holds endless amounts of earning potential for those whom spend the time needed too become a high earner. A Staten Island Real Estate Agent has to realize, before anything else, that being an agent is [...]

Can I take out a home loan for land?

“I have been searching online to see if I can take out a home loan just for land? By home loan I mean a loan for a home and not a personal property loan like on a trailer court. Am I qualified for a home loan? I want to keep the loan as cheap as [...]

Foreclosures Continue to Flood Market

Foreclosures Continue to Flood Market

Its said in the article that “The U.S. housing market is being flooded with foreclosed homes held by trusts managing pools of securitized mortgages.”

This isn’t a good thing at all for sellers or persons thinking about selling. Your home’s value is determined by your homes neighboring properties and the [...]

More Signs of a Real Estate Turnaround

Real Estate Market Turnaround

There is confidence in the housing market because their is evidence that the market is increasing its turnaround of homes.

This is great news coming from an well educated and well researched source. The fact that the adversity index from MSNBC.com and Moddy’s Economy both show signs of a turnaround in a [...]

Home Buyer Tax Credit Could Expand

The first time home buyer tax credit of up to $8,000 is helping to move the housing inventory, while our market is in a slow down. Legislators and business community leaders are hoping to build on the incentives success by expanding on it.

Home Buyer Tax Credit Could Expand?

This credit is extremely important for our [...]

How to Improve Nations Energy Efficiency by NAR

Improve Your Homes Energy Efficiency

According to the National Association of Realtors, a great way to improve the energy efficiency of the nation’s homes and building is to utilize a incentive program. Plus they also suggest better education regarding energy efficiency, for home owners.

Read the Article from Realtor.com Here: Improve Energy Efficiency

Here are a few [...]

NAR Warns of Rental Property Scam

NAR Warns of Rental Property Scam!

Keep an eye out for the National Association of Realtors name being used as part of a property rental scam!!! Don’t be taken for your hard earn money! The scam is that rental property is offered to consumers whom are led to believe that the NAR is functioning [...]

Search Homes on your Iphone

Realtor.com has a great web application for the Iphone. The application provides you with the ability to search for homes near your current location as well as by zip code and local area. There are also options to find a home by its address. This is a great tool for when your on the go! [...]

Find a Mortgage Lender

Realtor.com has a great tool embed in their website that can search for local mortgage lenders. With this tool you’ll be able to find a low home loan, and low mortgage interest rates from hundreds of mortgage companies! Here is the link:

Finding a Mortgage Lender

Search for Local Lenders and Mortgage Options

This mortgage lender tool [...]

2009 First-Time Home Buyer Tax Credit

Bringing the Dream of Homeownership Within Reach

As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed legislation that grants a tax credit of up to $8,000 to first-time home buyers.

Realtor.com has provided more information about how the 2009 First-Time Home Buyer Tax Credit [...]

Cincinnati Real Estate Blog

Alison Warm Moss is a real estate agent with Comey and Shepherd Realty in Cincinnati, Ohio.  Alison has a fantastic blog, which touches on numerous topics. She began her real estate career with Bull Realty in Atlanta, Georgia in 2001. As an agent she worked in property management, office sales, multi-family, investment property, and residential [...]