From the About Us Page of the Salvation Army:
The Salvation Army is an international, faith-based charitable organization with a simple mission: to help those in need without discrimination.
Headquartered in London—from a building at the foot of the Millennium Bridge—The Salvation Army serves in 115 countries and has an extensive presence in the United States. Adhering [...]
From the About Us Page of U.S. Marine Corps Reserve Toys for Tots Program
MISSION:
The mission of the U. S. Marine Corps Reserve Toys for Tots Program is to collect new, unwrapped toys during October, November and December each year, and distribute those toys as Christmas gifts to needy children in the community in which [...]
I am going to describes tips for parent’s thinking about buying a home for their children, on Staten Island. It could be considered a good time for parents to give their children a home or even an investment property. Before you purchase a home for your child, you need too know how to manage the [...]
Great news for the industry as the tax credit extension was signed by President Obama. The current $8,000 tax credit for first time home buyers has been extended with an additional credit for existing home owners as well. Buyers who have owned their current homes for at least 5 years are [...]
Rent Loss Insurance offers coverage for loss in rental income or rental value due to property damage by external hazard
Rent Loss Insurance
which therefore makes it unsuitable for habitation. The policy is often available as a part of hazard insurance on your investment/rental property.
Most of the mortgage companies require you to purchase this policy when [...]
What are PITI Reserves?
Mortgage payments are made up of four components these include the following Principal, Interest, Taxes and Insurance. Some lenders require 2-3 months PITI reserves in order for your loan to be qualified. PITI reserves are several month cash reserves required by lender that borrowers must have at hand when closing on [...]
When it comes to real estate agents one must choose wisely. There are many qualities that are desired in a real estate agent. The agent need to be knowledgeable in their market. They need to understand the real estate process, well alot better then you do at least. They need to make you feel comfortable [...]
Negotiating and getting a mortgage loan on Staten Island is an art all in itself. It is common knowledge that getting a mortgage loan these days can be a aggravating experience. You should learn as much as you can about the process to ease the strain mentally. The more you understand the better prepared for [...]
The article I am linking to explains that construction defects increased during the late 1990’s and early 2000’s. It goes into detail, on the reason being that the shortages of both skilled workers and quality material during the housing boom contributed to a surge in construction defects.
Construction Defects May Have Risen During Boom
Though on [...]
It’s no secret that real estate is a great career to be in because it’s fast-paced and rewarding. The field holds endless amounts of earning potential for those whom spend the time needed too become a high earner. A Staten Island Real Estate Agent has to realize, before anything else, that being an agent is [...]
Will 'Echo Boomers' Save the Housing Market?
Here is some rather interesting news, I for one wasn’t aware of the name ” Echo Boomers “. Though it makes sense that their had to be a name for the children of the baby boomers. Echo Boomers will be called upon in the near future [...]
“I have been searching online to see if I can take out a home loan just for land? By home loan I mean a loan for a home and not a personal property loan like on a trailer court. Am I qualified for a home loan? I want to keep the loan as cheap as [...]
Foreclosures Continue to Flood Market
Its said in the article that “The U.S. housing market is being flooded with foreclosed homes held by trusts managing pools of securitized mortgages.”
This isn’t a good thing at all for sellers or persons thinking about selling. Your home’s value is determined by your homes neighboring properties and the [...]
Real Estate Market Turnaround
There is confidence in the housing market because their is evidence that the market is increasing its turnaround of homes.
This is great news coming from an well educated and well researched source. The fact that the adversity index from MSNBC.com and Moddy’s Economy both show signs of a turnaround in a [...]
The first time home buyer tax credit of up to $8,000 is helping to move the housing inventory, while our market is in a slow down. Legislators and business community leaders are hoping to build on the incentives success by expanding on it.
Home Buyer Tax Credit Could Expand?
This credit is extremely important for our [...]
Improve Your Homes Energy Efficiency
According to the National Association of Realtors, a great way to improve the energy efficiency of the nation’s homes and building is to utilize a incentive program. Plus they also suggest better education regarding energy efficiency, for home owners.
Read the Article from Realtor.com Here: Improve Energy Efficiency
Here are a few [...]
NAR Warns of Rental Property Scam!
Keep an eye out for the National Association of Realtors name being used as part of a property rental scam!!! Don’t be taken for your hard earn money! The scam is that rental property is offered to consumers whom are led to believe that the NAR is functioning [...]
Realtor.com has a great web application for the Iphone. The application provides you with the ability to search for homes near your current location as well as by zip code and local area. There are also options to find a home by its address. This is a great tool for when your on the go! [...]
Realtor.com has a great tool embed in their website that can search for local mortgage lenders. With this tool you’ll be able to find a low home loan, and low mortgage interest rates from hundreds of mortgage companies! Here is the link:
Finding a Mortgage Lender
Search for Local Lenders and Mortgage Options
This mortgage lender tool [...]
Bringing the Dream of Homeownership Within Reach
As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed legislation that grants a tax credit of up to $8,000 to first-time home buyers.
Realtor.com has provided more information about how the 2009 First-Time Home Buyer Tax Credit [...]